It’s is not only about COVID this type of situation or emergency can come at any point in life. Even, I faced the same issue.
We cannot blame anyone for this because life is a roller coaster ride planned by almighty. The only thing which we can do is how to tackle the situation.
I was same as you, doing my 9-5 job and living a happy life with my family. But 2018 changed my life, that year made me realize that it is so essential to build a legacy. After exploring and failing multiple times, I finally discovered several ways to earn money.